My professional and teaching career began in 2007 at Narxoz University (Non-Profit Joint Stock Company), where I was engaged in teaching activities until 2018. During the subsequent period, from 2018 to 2022, I continued my work at Al-Farabi Kazakh National University, where I strengthened my professional competencies and expanded my research activities.
From 2022 to 2025, I carried out teaching activities at Almaty Technological University, where I actively participated in educational, methodological, and scientific work. Since 2025 up to the present, I have been continuing my professional career at the Kazakh National Agrarian Research University, holding the position of lecturer and contributing to the training of highly qualified specialists.
I received my education at the T. Ryskulov Kazakh Economic University, majoring in Banking, which I graduated from in 2006 with the qualification of Specialist. In 2010, I was awarded the academic degree of Candidate of Economic Sciences. In 2012, I became a recipient of the international scholarship program “Bolashak”, which significantly broadened my academic and professional horizons.
Achievements
During my academic and pedagogical career, I have achieved significant results in the training of specialists in the field of finance and economics. My research primarily focuses on the development of the banking sector, financial management, and the improvement of risk assessment methods.
Combining many years of teaching experience, scientific knowledge, and international educational exposure, I actively contribute to the preparation of qualified specialists capable of effectively working in the modern conditions of economic and financial system development.
From 2022 to 2025, I carried out teaching activities at Almaty Technological University, where I actively participated in educational, methodological, and scientific work. Since 2025 up to the present, I have been continuing my professional career at the Kazakh National Agrarian Research University, holding the position of lecturer and contributing to the training of highly qualified specialists.
I received my education at the T. Ryskulov Kazakh Economic University, majoring in Banking, which I graduated from in 2006 with the qualification of Specialist. In 2010, I was awarded the academic degree of Candidate of Economic Sciences. In 2012, I became a recipient of the international scholarship program “Bolashak”, which significantly broadened my academic and professional horizons.
Achievements
During my academic and pedagogical career, I have achieved significant results in the training of specialists in the field of finance and economics. My research primarily focuses on the development of the banking sector, financial management, and the improvement of risk assessment methods.
Combining many years of teaching experience, scientific knowledge, and international educational exposure, I actively contribute to the preparation of qualified specialists capable of effectively working in the modern conditions of economic and financial system development.
Educational Institution: T. Ryskulov Kazakh Economic University (KazEU)
Major / Field of Study: Banking
Year of Graduation: 2006
Qualification / Degree Awarded: Specialist (Professional Degree)
Academic Degree: Candidate of Economic Sciences (PhD equivalent) Awarded in 2010
Professional Honors: "Bolashak" International Scholarship Alumna Awarded in 2012
Major / Field of Study: Banking
Year of Graduation: 2006
Qualification / Degree Awarded: Specialist (Professional Degree)
Academic Degree: Candidate of Economic Sciences (PhD equivalent) Awarded in 2010
Professional Honors: "Bolashak" International Scholarship Alumna Awarded in 2012
LIST OF PUBLICATIONS AND ACADEMIC ACHIEVEMENTS
ARTICLES IN SCOPUS / WEB OF SCIENCE JOURNALS
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Saparova, G.T. (2025). Internal Financial Control and Internal Financial Audit: Tools for Eliminating Financial Misconduct. Montenegrin Journal of Economics, Vol. 21, No. 4, pp. 233-246.
DOI: 10.14254/1800-5845/2025.21-4.18
(Scopus, Q1 Rank) Google Scholar Profile
ARTICLES IN JOURNALS RECOMMENDED BY COKSON (MSHE RK)
(Committee for Quality Assurance in the Field of Education and Science of the Ministry of Science and Higher Education of the Republic of Kazakhstan)
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Saparova, G.T. (2025). Analysis of the Effectiveness of "Green" Loans for Financing the Industry of Kazakhstan. Education. Quality Assurance. No. 3, pp. 113-120.
DOI: 10.58319/26170493_2025_3_113
MONOGRAPHS AND STUDY GUIDES
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Saparova, G.T. (2025). Financial Markets: State Regulation [Study Guide]. Almaty: Almaty Technological University (ATU) Publishing House. 247 pages.
ISBN: 978-601-263-631-4
COPYRIGHT CERTIFICATES / INTELLECTUAL PROPERTY
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Copyright Certificate No. 14871 (February 4, 2021). State Regulation and Supervision of Financial Markets. Author: Saparova G.T.
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Copyright Certificate No. 52046 (December 2, 2024). IFRS (IAS) 12: Income Taxes. Author: Saparova G.T.
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Copyright Certificate No. 51382 (November 12, 2024). ESG Risks and Opportunities. Author: Saparova G.T.
OTHER PUBLICATIONS & CONFERENCE PROCEEDINGS
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Saparova, G.T. (2019). Business Tourism as a Priority for the Development of the Tourism Industry in the Republic of Kazakhstan. Proceedings of the 34th IBIMA Conference (International Business Information Management Association), November 13-14, Madrid, Spain.
ISBN: 978-0-9998551-1-9
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Saparova, G.T. (2018). Diversification of R&D Results Commercialization. Problems and Perspectives in Management, Vol. 16, Issue 4, pp. 331–343.
DOI: 10.21511/ppm.16(4).2018.27
TEACHING COURSES AND SUBJECTS
Bachelor’s Level:
1. Financial Markets and Intermediaries
2. Risk Management in Banking
3. Insurance
4. Taxes and Taxation
Master’s Level:
1. Modern Theory and Practice of Valuation Activities
2. Tax System of the Republic of Kazakhstan
PROFESSIONAL DEVELOPMENT (Last 5 Years)
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Artificial Intelligence (72 hours)
Date: January 5, 2025 – January 16, 2026
Provider: Global S Consulting
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ESG Finance (90 hours)
Date: June 16, 2025 – June 27, 2025
Provider: Excellent Education Centre
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Thinking and Writing
Date: January 9, 2023
Provider: Almaty Technological University
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Change Management: Management of Education Programs, Innovative Approach for Teaching and Learning (75 hours)
Date: May 12, 2022
Provider: Swiss School of Applied Sciences